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The following information may or may not be relevant to your own circumstances. We are providing this checklist in an attempt to aid you in the settling of your affairs.
1. Obtain an adequate number of certified copies (12-20) of the death certificate for legal purposes. You may also re-order certified copies by calling the funeral home.
2. Notify your bank. Change all accounts into our name only or joint accounts with surviving Children or relatives.
3. Notify deceased employer and employer’s personnel or insurance department. Check on group insurance benefits, survivor’s benefits, profit sharing, and/or pension monies which you may be entitled to.
4. Check on monies in credit unions. Some supply life insurance.
5. Inquire about health insurance coverage for you and your children if carried by the deceased.
6. Check on accident insurance. If death was accidental, you may be entitled to benefits on the unused premium.
7. Check on automobile insurance. Refer to Number 6
8. If the deceased was a member of a labor union, notify the union and inquire about any benefits survivors are entitled to.
9. Check with fraternal organizations that the deceased was a member of, they may provide benefits.
10. Apply at a local Social Security office for any benefits you and your minor children are entitled to.
11. Check with Veteran’s Administration. Also county Veteran’s office, if deceased was a veteran, especially if he/she served during a wartime era.
12. Collect any debts owed to deceased by other persons.
13. Review of your present financial situation.
14. If you have no income or monies due you presently, seek emergency aid from the Department of Social Services.
15. Keep an up-to-date accounting of all cash income and expences.
16. Get hospital and medical statements as soon as possible.
17. Pay all bills and taxes owed as soon as possible. Funeral, income tax, real estate, home mortgage, hospital and other bills incurred. But first check on credit life insurance that may have been carried on all debts (house, car, appliances etc.). Close all accounts covered by this insurance.
18. For any legal questions concerning the deceased, we sugest you contact your attorney. Probating of the will, inheritance, estate taxes, ect.
19. Draw up or update your own trust or will.
20. Change beneficiary on your inheritance, life insurance’s, ect.
21. Transfer real estate title of jointly-held property in the Registrar of Deeds office in the county where real estate is located.
22. Change stocks and bonds into your name or jointly with surviving children or relatives.
23. Transfer automobile title into your name at the Secretary of States office, or if estate is probated, through Probate Court.
DOCUMENTS YOU WILL NEED TO CONDUCT BUSINESS MATTERS
Social Security Numbers – Yours and that of the deceased
Marriage Certificate / Divorce Papers
Birth Certificate of Each Child
Armed Service Discharge Papers
Veterans Administration Claim Number
Insurance Policies (incl. Health Insurance Info)
Mortgage Papers or Deeds and Titles to Property
Loan and Installment Payment Books and Contracts
Recent Income Tax Forms and W-2 Forms
Will / Trust Papers